Is VRITTI really free?

Yes — VRITTI’s free tier is free forever. Unlimited transactions, real-time P&L, crisis challenges, the first 2 Academy lessons per module, and 3 AI queries/month. No credit card. No trial-that-converts-silently. If you’re in financial crisis, everything you need to stabilise is free.

How is VRITTI different from other finance apps?

Every other finance app starts with your numbers. VRITTI starts with how you feel about your numbers. VRITTI asks one question before you see a single transaction — and your answer reshapes everything: which challenges appear, how the app talks to you, what success looks like for you. VRITTI was built for the 80% of people that fintech forgot.

What is the best finance app for money anxiety?

VRITTI was built specifically for people with money anxiety — the anxious, the avoidant, the starting-over. It is the first personal finance app with emotional onboarding, a dedicated Crisis mode, a shame-free challenge system, and language that never punishes you for looking away.

Is VRITTI a Mint alternative?

Yes. Mint was discontinued by Intuit on March 23, 2024. VRITTI is a Canadian-built alternative designed for people with financial anxiety, with emotional onboarding, a free-forever tier, 16 Academy modules, and real CRA tax support (HST/GST/QST). Unlike Mint, VRITTI was built around the emotional relationship with money — not just the numbers.

How does VRITTI compare to YNAB?

YNAB is zero-based budgeting for disciplined planners. VRITTI is emotional-first financial wellness for people who feel anxious about money. YNAB costs $14.99 USD/month with a 34-day trial; VRITTI has a free-forever tier and $9.99 CAD/month for Pro. VRITTI replaces "broken streak" guilt mechanics with a streak that pauses but never breaks.

What if I am in a really bad financial situation?

Then VRITTI was built for you specifically. The Crisis challenge category, the debt-recovery Academy modules, and the one-day "Just Look" challenge are all designed for people who are stabilising. No judgment, no "you should have done this sooner." The crisis tier is free forever.

Does VRITTI work for couples?

Yes. VRITTI was built with couples in mind from day one: dedicated couples challenges, the "Money Between Us" Academy module, and shared financial spaces where partners see each other’s cash flow without surrendering privacy. The goal is a shared language, not a shared password.

Is VRITTI available in the United States?

VRITTI is launching in Canada first (full CRA tax support included). US expansion is planned for 2026. If you are in the US, join the waitlist — we will email you the moment the US app is ready.

When does VRITTI launch?

VRITTI launches in 2026. Early-access users on the waitlist get invited first — iOS and Android — before the public rollout.

Does VRITTI connect to Canadian banks?

Yes. VRITTI connects to every major Canadian bank (RBC, TD, BMO, Scotiabank, CIBC, National Bank, Tangerine, Desjardins, EQ Bank, and credit unions) via read-only bank feeds. Bank connections are included in every plan — including the free tier. Always.

Does VRITTI have an iPhone app?

Yes. VRITTI ships on iOS 16+ and Android 12+. Desktop access is planned for 2026. The app is designed mobile-first because that is where financial anxiety most commonly hits — a notification, a statement, a number that feels too heavy.

How much does VRITTI cost?

The free tier is $0 forever. Pro is $9.99 CAD/month (early-bird; reserved before Pro opens). Pro unlocks unlimited AI queries, all 16 Academy modules (80 lessons), unlimited bank connections, receipt scanning, invoicing, and advanced Financial Health Score dimensions.

Can VRITTI help with debt?

Yes. VRITTI has a dedicated Debt Recovery Academy module, a Crisis challenge category designed for people with monthly expenses exceeding income, and a debt-specific view in the dashboard. All available on the free tier.

Is my financial data secure with VRITTI?

VRITTI is built on Supabase’s SOC 2-certified infrastructure. AES-256 encryption at rest. Row-level security. Read-only bank connections via Plaid — VRITTI never sees your login credentials. Your data is never sold to third parties. Period. You can export everything as CSV at any time.

What does VRITTI mean?

VRITTI is a Sanskrit word meaning income or livelihood — the flow of resources through a life. Not a budget. Not a ledger. A flow. Something living, something that moves, something that belongs to you.

Press kit

Everything you need to write about VRITTI.

Fact sheet, brand logos, boilerplate copy in three lengths, and press contact. Feel free to use any of it. If you need something else — an interview, a custom quote, a specific asset — just email us.

press@vritti.app Jump to fact sheet

Fact sheet

The quick facts.

Full name: VRITTI
Category: Financial wellness app (personal finance)
Founded: 2026, Canada
Launch date: 2026 (iOS and Android)
Pricing: Free forever tier · Pro $9.99 CAD/month (early-bird)
Website: https://vritti.app
Press contact: press@vritti.app
Regions (launch): Canada · US, UK, AU planned 2026
Platforms: iOS 16+ · Android 12+
Etymology: VRITTI (Sanskrit): income, livelihood, the flow of resources through a life.

Boilerplate copy

Paste-ready descriptions.

Three lengths. Pick whichever fits your piece.

One-liner

VRITTI is the first financial wellness app that starts with how you feel about money, not how much you have.

50 words

VRITTI is a Canadian financial wellness app designed for the 80% of people who feel anxious about money — the anxious, the avoidant, the starting-over. Unlike every other personal finance app, VRITTI begins with emotional onboarding: it asks how you feel about money before showing you a single number. Launching 2026 on iOS and Android.

150 words

VRITTI is the first financial wellness app built specifically for people with money anxiety. Where every other personal finance app starts with your numbers, VRITTI starts with how you feel about your numbers. The onboarding asks one question — "How are you feeling about money right now?" — and the answer reshapes the entire experience across three personalised modes: Crisis, Growth, and Optimization. Built in Canada with full CRA tax support (HST/GST/QST), VRITTI includes a 16-module Financial Academy grounded in published research, a shame-free challenge system, couples mode, and AI insights tuned to the user’s emotional starting point. The Crisis tier — designed for people stabilising after job loss, divorce, medical crisis, or immigration — stays free forever. VRITTI launches in 2026 on iOS and Android. US, UK, and AU expansion are planned for later that year.

Brand assets

Logos & icons.

Click to open or right-click to download. The lotus mark should be used on light or dark backgrounds; maintain clear space of at least the icon’s width on all sides.

Primary logo (PNG)

512×512 PNG, transparent background. Primary usage.

Favicon

Square icon for browser tabs, small contexts.

Apple touch icon

180×180, iOS home-screen pin.

Icon 192

192×192, PWA install.

Icon 512

512×512, high-res app icon.

OpenGraph card

1200×630 social share image, auto-generated.

Pull quotes

Ready-to-use lines.

“Every finance app assumes you’re ready to budget. VRITTI asks the prior question — how do you feel about money? — before showing a single transaction.”
— from the product brief

“80% of North American adults feel financial anxiety. VRITTI is the first app that treats that statistic as the starting point, not a footnote.”
— VRITTI positioning statement

“Financial wellness is a human right, not a premium tier. That’s why the Crisis mode stays free forever.”
— from the VRITTI manifesto

journalists, creators, researchers

Need something else?

Custom quote, interview, specific data, demo access, founder comment — we respond within one business day.

press@vritti.app

SOC 2 · AES-256 Built in Canada Free tier forever