VRITTI Blog

The financial education
you never got.

Guides on financial anxiety, money shame, couples & money, freelancer finance, and Canadian tax — written for real people, not accountants.

Tax & CRA8 min readApril 4, 2026

Shopify Bookkeeping for Canadian Sellers: The Complete Guide (2026)

How to properly track Shopify revenue, fees, refunds, and GST/HST as a Canadian e-commerce seller. Stop recording net payouts as revenue. Fix your books.

Tax & CRA6 min readApril 3, 2026

How Much Tax to Set Aside When Self-Employed in Canada (2026)

The exact formula Canadian freelancers need: federal + provincial income tax + CPP + GST/HST = your tax set-aside number. Stop guessing. Start calculating.

Relationships & Money8 min readApril 2, 2026

The Money Fight You Keep Having (And How to Actually Fix It)

Most couples think their money fights are about the numbers. They're not. Here's why you fight about money, what you're actually arguing about, and how to have a conversation that actually works.

Money & Emotions6 min readApril 1, 2026

Why You Can't Open Your Bank App (And What to Do Instead)

Money avoidance isn't laziness—it's a response to financial shame. Here's why you can't look at your bank account and the shame-free framework to finally face your finances.

App Reviews7 min readApril 1, 2026

Best Wave Accounting Alternative for Canadian Freelancers (2026)

Wave paywalled bank imports in January 2024. Here's why thousands of Canadian freelancers are switching to VRITTI — free bank imports, AI financial coaching, and GST/HST tracking built for Canada.

Money & Emotions7 min readMarch 30, 2026

Why Every Finance App You've Tried Has Failed You

Fintech apps are built for people who are already organized. If you're struggling with the basics, every app feels like a system designed for someone else. Here's why, and what's different about VRITTI.

Tax & CRA11 min readMarch 28, 2026

CRA Tax Filing Guide for Self-Employed Canadians (2026)

Everything a Canadian freelancer or sole proprietor needs to know to file taxes with the CRA — T2125, deadlines, deductions, CPP contributions, and how to avoid the most common (and costly) mistakes.

Financial Wellness9 min readMarch 28, 2026

Starting Over: A Shame-Free Guide to Rebuilding Your Finances

Divorce, job loss, illness, immigration — sometimes you have to start over financially. Here's how to rebuild without the shame, and actually come out stronger.

Financial Wellness6 min readMarch 26, 2026

Financial Health Isn't About Your Balance: What Actually Matters

Everyone talks about net worth. But financial health is something entirely different. Here's what actually matters when it comes to your financial wellbeing, and why the number in your account isn't it.

App Reviews10 min readMarch 25, 2026

Best Bookkeeping Apps for Canadian Small Businesses in 2026

Comparing the top bookkeeping and accounting apps available to Canadian freelancers and small businesses — Wave, QuickBooks, FreshBooks, and VRITTI. Which one is actually built for Canada?

Financial Basics7 min readMarch 20, 2026

Profit & Loss for Freelancers: Are You Actually Making Money?

Most Canadian freelancers don't know if they're profitable until their accountant tells them — months later. Here's how to read your P&L in real time and what the numbers actually mean. VRITTI gives you these insights in minutes.

Tax & CRA9 min readMarch 15, 2026

How to Track HST and GST as a Canadian Freelancer (2026 Guide)

A complete, plain-English guide to tracking HST and GST as a self-employed Canadian — what to collect, what to claim, how to file with the CRA, and how apps like VRITTI automate the whole thing.

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