Last updated: March 29, 2026
By accessing or using Ledger ("the Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. Ledger is operated by Ledger Technologies Inc., a Canadian company.
Ledger is a financial management application designed for Canadian small businesses, freelancers, and sole proprietors. It provides bookkeeping tools, tax tracking, AI-powered insights, and financial education. Ledger is not a bank, licensed accountant, or financial advisor.
You must provide accurate information when creating an account. You are responsible for maintaining the security of your account credentials. You must be at least 18 years old to use the Service.
You agree not to:
Ledger provides tools and information to help you manage your finances. It does not provide accounting, tax, legal, or investment advice. AI-generated insights are informational only and should not be relied upon as professional advice. You should consult a qualified accountant or financial advisor for specific financial decisions. Ledger is not responsible for errors in tax calculations, missed deadlines, or financial losses resulting from use of the Service.
Paid plans are billed on a monthly or annual basis through Stripe. You may cancel at any time, and your subscription will remain active until the end of the current billing period. We do not offer refunds for partial billing periods. We reserve the right to change pricing with 30 days' written notice.
You retain ownership of all financial data you input into Ledger. We do not claim ownership of your content. You grant us a limited license to process your data solely for the purpose of providing the Service. You may export or delete your data at any time.
We aim for high availability but do not guarantee uninterrupted access. We may perform scheduled maintenance with advance notice. We are not liable for losses resulting from service downtime.
To the maximum extent permitted by law, Ledger Technologies Inc. shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.
We may suspend or terminate your account if you violate these Terms. You may delete your account at any time. Upon termination, your data will be permanently deleted within 30 days unless legally required to retain it.
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.
We may update these Terms from time to time. Material changes will be communicated via email or in-app notification at least 14 days before taking effect. Continued use of the Service after changes constitutes acceptance.
For questions about these Terms, email legal@tryledger.ca.