Is VRITTI really free?

Yes — VRITTI’s free tier is free forever. Unlimited transactions, real-time P&L, crisis challenges, the first 2 Academy lessons per module, and 3 AI queries/month. No credit card. No trial-that-converts-silently. If you’re in financial crisis, everything you need to stabilise is free.

How is VRITTI different from other finance apps?

Every other finance app starts with your numbers. VRITTI starts with how you feel about your numbers. VRITTI asks one question before you see a single transaction — and your answer reshapes everything: which challenges appear, how the app talks to you, what success looks like for you. VRITTI was built for the 80% of people that fintech forgot.

What is the best finance app for money anxiety?

VRITTI was built specifically for people with money anxiety — the anxious, the avoidant, the starting-over. It is the first personal finance app with emotional onboarding, a dedicated Crisis mode, a shame-free challenge system, and language that never punishes you for looking away.

Is VRITTI a Mint alternative?

Yes. Mint was discontinued by Intuit on March 23, 2024. VRITTI is a Canadian-built alternative designed for people with financial anxiety, with emotional onboarding, a free-forever tier, 16 Academy modules, and real CRA tax support (HST/GST/QST). Unlike Mint, VRITTI was built around the emotional relationship with money — not just the numbers.

How does VRITTI compare to YNAB?

YNAB is zero-based budgeting for disciplined planners. VRITTI is emotional-first financial wellness for people who feel anxious about money. YNAB costs $14.99 USD/month with a 34-day trial; VRITTI has a free-forever tier and $9.99 CAD/month for Pro. VRITTI replaces "broken streak" guilt mechanics with a streak that pauses but never breaks.

What if I am in a really bad financial situation?

Then VRITTI was built for you specifically. The Crisis challenge category, the debt-recovery Academy modules, and the one-day "Just Look" challenge are all designed for people who are stabilising. No judgment, no "you should have done this sooner." The crisis tier is free forever.

Does VRITTI work for couples?

Yes. VRITTI was built with couples in mind from day one: dedicated couples challenges, the "Money Between Us" Academy module, and shared financial spaces where partners see each other’s cash flow without surrendering privacy. The goal is a shared language, not a shared password.

Is VRITTI available in the United States?

VRITTI is launching in Canada first (full CRA tax support included). US expansion is planned for 2026. If you are in the US, join the waitlist — we will email you the moment the US app is ready.

When does VRITTI launch?

VRITTI launches in 2026. Early-access users on the waitlist get invited first — iOS and Android — before the public rollout.

Does VRITTI connect to Canadian banks?

Yes. VRITTI connects to every major Canadian bank (RBC, TD, BMO, Scotiabank, CIBC, National Bank, Tangerine, Desjardins, EQ Bank, and credit unions) via read-only bank feeds. Bank connections are included in every plan — including the free tier. Always.

Does VRITTI have an iPhone app?

Yes. VRITTI ships on iOS 16+ and Android 12+. Desktop access is planned for 2026. The app is designed mobile-first because that is where financial anxiety most commonly hits — a notification, a statement, a number that feels too heavy.

Can VRITTI help with debt?

Yes. VRITTI has a dedicated Debt Recovery Academy module, a Crisis challenge category designed for people with monthly expenses exceeding income, and a debt-specific view in the dashboard. All available on the free tier.

Is my financial data secure with VRITTI?

VRITTI is built on Supabase’s SOC 2-certified infrastructure. AES-256 encryption at rest. Row-level security. Read-only bank connections via Plaid — VRITTI never sees your login credentials. Your data is never sold to third parties. Period. You can export everything as CSV at any time.

What does VRITTI mean?

VRITTI is a Sanskrit word meaning income or livelihood — the flow of resources through a life. Not a budget. Not a ledger. A flow. Something living, something that moves, something that belongs to you.

Honest side-by-side

VRITTI vs Mint.

Mint was discontinued by Intuit on March 23, 2024. VRITTI is the Canadian-built financial wellness app designed for Mint refugees — the anxious, the avoidant, the starting-over. Free forever tier, emotional-first onboarding, 16-module Academy, and real CRA tax support (HST/GST/QST). Unlike Mint, VRITTI was built around the emotional relationship with money — not just the numbers.

Intuit shut Mint down and pushed users toward Credit Karma — a credit-score and offers tool, not a budgeting app. If you want a real Mint replacement that works in Canada, doesn’t sell your data, and actually helps you feel less anxious about money, VRITTI is the most direct successor.

Join the waitlist See everything VRITTI does →

VRITTI vs Mint at a glance.

VRITTI compared with Mint
Feature	VRITTI	MintShut down March 2024
Free tier	Free forever	Discontinued 2024
Paid tier	$9.99 CAD/mo	—
Emotional onboarding	Yes	—
Crisis mode (free forever)	Yes	—
Shame-free challenge system	Yes	—
Financial Academy	16 modules · 80 lessons	—
AI financial insights	Yes	—
Canadian tax support (HST/GST)	Yes	—
Couples mode	Yes	—
Data ownership (CSV export)	Yes	Sold to Intuit
Status in 2026	Pre-launch	Shut down

Why people switch to VRITTI.

Built for Canada, not bolted on.

Mint never properly supported Canadian provincial taxes. VRITTI was Canada-first from day one — every province, full HST/GST/QST tracking, CRA-aligned categories, CPP calculations.

Emotional-first onboarding.

Mint asked you to categorise transactions. VRITTI asks how you feel about money before it asks anything else. Your answer reshapes the entire app — language, challenges, success signals.

Crisis tier stays free forever.

If you’re stabilising — monthly expenses exceed income — VRITTI’s full Crisis mode stays free. Mint’s value was tied to credit-card offers; VRITTI has no offers to push.

VRITTI vs Mint — the real questions.

Is VRITTI a direct Mint replacement?

Yes — VRITTI is the closest spiritual successor to pre-Intuit Mint: a free budgeting app that respects your data and doesn’t push credit-card offers. VRITTI goes further by starting with your emotional relationship with money and including a 16-module Financial Academy.

Why did Intuit shut down Mint?

Intuit discontinued Mint on March 23, 2024 and migrated users toward Credit Karma — another Intuit-owned property focused on credit scores and financial product offers. Mint’s budgeting tools were not fully carried over.

Does VRITTI work in Canada?

VRITTI is Canadian-first. Built in Canada, supports every Canadian bank via Plaid, includes full CRA tax tracking (HST/GST/QST, provincial rates, CPP, T2125 categories). US expansion is planned for 2026.

Will VRITTI sell my financial data?

No. VRITTI does not sell your data to third parties. Period. Your transactions are stored on Supabase’s SOC 2-certified infrastructure with AES-256 encryption at rest and row-level security. You can export everything as CSV at any time.

How much does VRITTI cost compared to Mint?

VRITTI has a free-forever tier (what Mint was supposed to be) and an early-bird Pro plan at $9.99 CAD/month. Mint was ad-supported and free; VRITTI is paid-supported and honest.

your starting point is valid

If you miss Mint, you’ll miss it less here. Come over.

SOC 2 · AES-256 Built in Canada Free tier forever