Tax set-aside calculator
How much to set aside each month — federal + provincial + CPP, by province, with 2026 instalment dates.
Should I register for GST/HST?
A 4-question wizard on the $30,000 small-supplier rule: register now, register voluntarily, or stay small.
Do I charge GST or HST?
Pick your client’s province + what you sell to get the exact rate and a copy-paste invoice line.
Quarterly instalment estimator
See if you owe CRA instalments, the per-quarter amount, the 2026 dates — and export them to your calendar.
Freelance rate calculator
The hourly rate you need to charge to actually take home your target — after tax, CPP, expenses, and unbillable hours.
Employee vs self-employed
Your real take-home on the same income, salaried vs self-employed — income tax, CPP both halves, and EI, by province.
The Money Date deck
28 warm, shame-free prompts for the money conversation couples keep avoiding. No login, nothing stored.
These tools do it once. VRITTI does it every day.
The app tracks your set-aside as it grows, flags your instalment dates, and keeps your books calm — so tax time is never a surprise.
Get early access — it's free